I need to take RMDs from a 401(k) with $400,000. Should I invest in a Roth IRA or CalSavers?

I currently have a Roth IRA with about $70,000 and I inherited a 401(k) plan with $400,000. The inherited IRA falls under the 10-year rule, for which I am in the third year (years 1, 2 and 3 were forgiven for distributions because of the pandemic, and the Internal Revenue Service dragging its feet…#noneshe #nonewe #nonemyhalf #nonemusk #tesla #calsavers #turbotax #solo #florida #nonemy (Source: Reuters: Health)